Savings/Christmas Club Terms & Conditions : 

to be read & agreed by the Customer before opening account.

If reserving a particular item from stock, then a 50% deposit is required to be paid, and regular payments must be made. If no payment is received for a period of 1 month, with no contact, then the item will be put up for sale. If the item has been bought in specifically for that account, then no refund of the deposit will be given until the item is sold.

If savings payments are made against an ordered item, the item will be ordered when the total savings amount to 50% or more of the total cost.

No new Savings/Christmas Club accounts for Christmas  will be opened after October 1^st of the same year. All Savings/Christmas Club balances on reserved items to be paid in full by December 15th. Failure to do this will result in the item being returned for sale if necessary.

Please ensure you understand these terms & agree to them. Acceptance of a Savings/Christmas Club Card implies acceptance of these terms.